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Scientists in Vietnam have confirmed a case of bi-paternal twins, or twins who have different fathers. The tests showed there was no mix-up in the hospital: The twins have the same mother, but different fathers. Twins who have different fathers are extremely rare, Luong said, adding this is the first case in Vietnam that he knows of. A woman’s egg has a life span of 12 to 48 hours, and a sperm is viable for seven to 10 days, so there’s about a week’s time for potential overlap and the fertilization of two eggs by two sperm from separate acts of sexual intercourse. Study In Australia Studying in Australia, you will need sufficient funds to cover your living expenses (housing, food, clothing, etc) and health insurance, as well as university's tuition and fees. So how much money will you need? You can get a general idea about expenses by looking at catalogs or application information provided by the university. Remember, however, that tuition rates vary tremendously. Some universities could be cheaper than others, but this is not always true, so to get the best idea of expenses you need to contact the schools you are interested in. The cost of living in different parts of Australia also varies. In general, living in urban areas (in or near a big city) is more expensive than living in smaller towns or rural areas. Renting an apartment in a big city can cost twice as much as it does in a smaller town because there is such high demand for housing in large Australian cities. Likewise, food, clothing, entertainment, and other living expenses may be more expensive in a city. Budgeting is a continuous process. At this stage, work on a "big picture" budget that will include tuition, room and board, transportation, and living expenses. Later you can be more specific, taking into consideration all the additional expenses of moving and settling in. Remember, you should never count on earning enough from working in Australia to pay your way. See our section on Working in Australia for more complete information. For more information about financial aid sources please see: International Student Loan - for students looking to study in australia you should visit International Student Loan.com who offer a variety of programs for studying around the world. International Scholarships - search over 1,000 scholarships and awards for international students who want to study around the world, all free of charge. Studying in Australia, you will need sufficient funds to cover your living expenses (housing, food, clothing, etc) and health insurance, as well as university's tuition and fees. So how much money will you need? You can get a general idea about expenses by looking at catalogs or application information provided by the university. Remember, however, that tuition rates vary tremendously. Some universities could be cheaper than others, but this is not always true, so to get the best idea of expenses you need to contact the schools you are interested in. The cost of living in different parts of Australia also varies. In general, living in urban areas (in or near a big city) is more expensive than living in smaller towns or rural areas. Renting an apartment in a big city can cost twice as much as it does in a smaller town because there is such high demand for housing in large Australian cities. Likewise, food, clothing, entertainment, and other living expenses may be more expensive in a city. Budgeting is a continuous process. At this stage, work on a "big picture" budget that will include tuition, room and board, transportation, and living expenses. Later you can be more specific, taking into consideration all the additional expenses of moving and settling in. Remember, you should never count on earning enough from working in Australia to pay your way. See our section on Working in Australia for more complete information. For more information about financial aid sources please see: International Student Loan - for students looking to study in australia you should visit International Student Loan.com who offer a variety of programs for studying around the world. International Scholarships - search over 1,000 scholarships and awards for international students who want to study around the world, all free of charge. News: “Perfect storm” set to hit financial services as Salesforce targets investor relations. The Financial Services Cloud from Salesforce has moved into general availability along with over 20 partners including the likes of Informatica, Accenture, Deloitte and CipherCloud. Along with the general availability release of the cloud platform that is tailored specifically to the needs of financial services professionals, Salesforce has revealed over 20 ISVs and SIs that will be joining the ecosystem. Among those are implementation services provided by the likes of Accenture, Capgemini,Deloitte and PwC. Data aggregation services are provided by the likes of Informatica and MuleSoft and document management is on offer from DocuSign and eSignLive. Figures coming out from Salesforce Connected Investor Report go some way to highlighting the potential opportunity that the company is seeing. Based on the responses of more than 7,900 adults, 4,944 of which currently have money invested, it was found that 51% of UK investors don't understand the process by which their advisor makes recommendations. It was also found that 70% want the relationship with their current financial advisor to be more collaborative and that 43% keep their financial records in a folder, shoe box or some other kind of physical storage. These desires and problems play into why Salesforce feels there is an opportunity in the space, not only would it be more secure and convenient for collaboration to store records in Salesforce than a shoe box, but it also aims to meet the changing requirements of financial services organisations. Raj Mistry, SVP Solutions Engineering, Salesforce EMEA told CBR: "We've arrived at a perfect storm scenario, what's happened with the industry, what we've been creating through cloud computing, social mobile, what investors are looking for in this new economy has led to this result of going to market with Financial Services cloud." Mistry said that the financial services industry is being disrupted by technology changes, regulatory and changes that are being forced by expectations of digital citizens. Mistry said: "The first true area of products we are releasing are around wealth management, that area is probably most closely aligned to what we as an organization have been doing for many years are client relationship management. Changing the way customers connect, their expectations around that connection. "Over time extend that to retail banking, insurance and a broader range of services." Mistry said that financial services are being forced to be more productive and that they need to have a set of tools to achieve that. Basically this boils down to Salesforce helping financial advisors to deal with individuals that have different sets of expectations but then also deal with regulatory services that are asking them to work differently. Powered by Salesforce Lightning it plans to offer capabilities that will enable the building of 1-to-1 client relationships, increased productivity through automated admin tasks and mobile and social capabilities. With Client Profiles and Client Households the company says that advisors will have a panoramic view of each client and be capable of accessing a full picture of the customer's household and extended network. Wealth Home Page offers automated administration tasks so advisors will be able to quickly scan their daily agendas, prioritise client tasks and track client opportunities. In addition to this it will offer real-time analytics so that users can analyse data and use it to reach out to clients based on interests or service models. One of the companies which has extended its capabilities to the financial services cloud is Informatica with its cloud. Informatica Cloud will connect to the offering and offer core back-end systems such as asset management, portfolio management and risk and trust operations to aggregae investment data in the cloud. Informatica will help to connect data from on-premises systems, SaaS applications and enterprise databases to wealth managers. Ronen Schwartz, SVP and GM, Informatica Cloud said: "In order to transform the client-advisor relationship for the digital age, financial advisors and their clients require seamless access to the data they need, when they need it." The offering will leverage the Salesforce platform across mobile and social so it can be used on the go. The service is available today with prices starting at $150 per use, per month. A tender has been issued to invite bidders to construct Gautam Buddha International Airport in Bhairahawa near the Indo-Nepal border by 2017, Nepalese tourism secretary Sushil Ghimire said here. Under the project, Nepal plans to build a "special development zone" to transform the town of Lumbini into a sprawling tourism, pilgrimage and education centre modelled on Mecca in Saudi Arabia. The USD 3 billion plan is backed by the Chinese government. The new airport will serve as an alternative to the country`s only international airport, Tribhuvan International Airport at Kathmandu, Ghimire said. Japan is an island nation that sits in the Pacific Ocean on the east coast of Asia. It shares borders with several bodies of water including the Seas of Japan, Okhotsk and East China. Its closest neighbors are Taiwan, North and South Korea, China and Russia. It consists of four large islands and 6,852 (yes, 6,852!) total islands. If you decide to pack your bags and study abroad in Japan with the 130 million locals of Japan, you’ll need to secure a passport, student visa and, if you decide to work, a work visa. Contact the Japanese consulate or embassy at least six months before you leave for Japan to make sure you have your documentation in order. Working or interning while you study abroad in Japan can allow you to collect Japanese Yen (the colorful currency of Japan) meet new people, and discover how video games, hybrid vehicles, and components of iPods are made. "UniSA" redirects here. UniSA may sit down with University of Republic of South Africa. The University of South Australia (UniSA) could be a public university within the province of South Australia. it had been shaped in 1991 with the merger of the South Australian Institute of Technology and faculties of Advanced Education. The legislation to determine and name the new University of South Australia was introduced in 1990 by the Hon microphone Rann MP, Minister of Employment and any Education.[3] With over thirty three,000 students, the university is South Australia's largest; over ten,000 students ar international, with nearly [*fr1] learning in state capital and also the remainder offshore.[4] Under the University's Act,[5] its original mission was "to preserve, extend and disperse information through teaching, research, scholarship and practice, and to supply academic programs which will enhance the varied cultural lifetime of the broader community." In 2013 a replacement Vision, Mission and Values statement was free as a part of a replacement strategic direction, "Crossing the Horizon".[6] UniSA was the youngest Australian establishment to be named within the high fifty of 2013 the days Higher Education's high one hundred international universities aged below fifty.[7] The University could be a creation member of the Australian Technology Network of universities. it's 2 state capital middle campuses, 2 Adelaidemetropolitan campuses, and 2 South Australian regional campuses. History[edit] The University of South Australia was shaped in 1991 with the merger of the South Australian Institute of Technology (SAIT) with 3 of the campuses (Magill, capital of Zimbabwe and Underdale) of the South Australian faculty of Advanced Education (SACAE).[8] the 2 different SACAE campuses, town and Sturt, were united with the University of state capital and Flinders University severally.[9] To the previous SACAE campuses of Magill, capital of Zimbabwe and Underdale, SAIT additional to the merger its 3 campuses at town East, the degree (now referred to as Mawson Lakes) and Whyalla. Salisbury field was vacated in 1996, however its sale was delayed for several years by judicial proceeding. In 1997, a replacement field was opened at town West. In 2005, the field at Underdale was closed as a part of the Blueprint 2005 project, and its programmes were rapt to different campuses. Some services still reside at Underdale like Document Services. Blueprint 2005 additionally concerned variety of recent buildings, particularly at town West and Mawson Lakes.[10][11] School of Arts[edit] The South Australian faculty of Arts will trace its history back to 1861 and also the pioneering work of Charles Hill and H. P. Gill, through AN unbroken succession of titles and changes in stress. It will claim to be one in every of the oldest art faculties in Australia, and also the oldest public conservatoire.[12] See South Australian faculty of style for additional detail. The South Australian faculty of Arts, a longtime faculty at intervals the Division of Education, Arts and Social Sciences, provides the foremost prestigious and valuable visual arts scholarship in Australia, the Gordon Samstag Scholarship.[13]